Introduction

We respect the privacy of our customers. This Notice describes how we collect, share, and protect certain personal and other information obtained generally and through our website. By visiting the website, you are acknowledging that you have read, accept, and agree to the terms of this Notice.

Information We Collect

We collect personal information for permissible business purposes and to assist in meeting our customers’ needs. We collect: (1) personal information and (2) tracking information as you navigate through this website.

Personal information we collect may include, among other things:

• Identifying information, such as your name, age, address, phone number and social security number.
• Employment information.
• Financial information such as your income, assets and liabilities, as well as information about your savings, investments, insurance and business.
• Credit history and credit scores.

We collect personal information from you directly and from third-parties such as employers, financial institutions and credit reporting agencies and list aggregators. We use this information for our everyday business purposes such as to determine your creditworthiness, maintain your account, report to credit bureaus or respond to court orders.

Tracking information includes information about your computer and your visits to our website, such as your IP address, geographical location, browser type, the pages you click on and how long you spend there, and the web pages you came from and go to next. This may involve the use of Internet browser software features such as “cookies” which allow websites to track certain user activities by assigning visitors a unique number that resides on their computer. We do not respond to Do Not Track (“DNT”) signals. We use this information in the administration of our website to improve its usability and to evaluate the success of particular marketing/advertising campaigns, search engine optimization strategies, and other marketing activities.

This website is not intended for persons under the age of 18. We do not knowingly collect, maintain, or use personal information from children under the age of 13. If we become aware that a child under the age of 13 has submitted personal information to us through the website, we will immediately delete such information.

Information Sharing

We will not share any of your non-public personal information with anyone outside our company except on a “need to know” basis as necessary to provide the products and services you have requested, at your direction and with your consent, to communicate with you about products and services, to update you on new services and benefits, or to provide you with personalized promotional offers. We also will share information as required or permitted by law.

Security Measures

Keeping Personal Information secure is an important priority to us. We maintain physical, technical, electronic, procedural and organizational safeguards and security measures that are designed to protect personal data against accidental, unlawful, or unauthorized destruction, loss, alteration, disclosure, or access, whether it is processed by us or elsewhere consistent with applicable laws. Our policy is to permit employees to access your personal information only if they have a business purpose for using such information, such as administering, providing or developing our products or services. We require all of our employees, requires all employees to safeguard personally identifiable information. However, while we employ reasonable security measures to protect your personal information, no method of electronic transmission is completely infallible, and we cannot guarantee its absolute safety.

Button Finance SMS Terms and Conditions

Please read these Terms of Use carefully, as they contain an Agreement to Arbitrate and other important information regarding your legal rights, remedies, and obligations. The Agreement to Arbitrate requires that you submit any claims against us to binding and final arbitration. This means:

1. You can only pursue claims against Button Finance on an individual basis, not as part of a class action or representative action.
2. You can only seek relief on an individual basis, including monetary, injunctive, and declaratory relief.
3. You may not be able to have any claims resolved by a jury or in a court of law.

Agreement to Arbitrate: By agreeing to these Terms of Use, you agree that any disputes, claims, or controversies arising out of or relating to this Agreement or your relationship with Button Finance, its parents, subsidiaries, or affiliates (collectively “Company”), will be submitted to confidential, final, and binding arbitration with the American Arbitration Association (“AAA”). The arbitration will be conducted by a single arbitrator in accordance with the terms of this Arbitration Agreement, and all disputes will be resolved on an individual basis, waiving any right to participate in a class action. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.

Prohibition of Class and Representative Actions and Non-Individualized Relief: You and Button Finance agree that claims against each other may only be brought on an individual basis and not as a plaintiff or class member in any purported class or representative action. Unless both parties agree otherwise, the arbitrator may not consolidate or join more than one person’s claims or preside over any form of consolidated, representative, or class proceeding.

Arbitration Procedures: Arbitration will be conducted in accordance with AAA Streamlined Rules and will adhere to AAA Consumer Minimum Standards, including cost allocation. The arbitrator will have exclusive authority to resolve any disputes regarding the interpretation, applicability, or enforceability of these terms. Any arbitration shall be governed by the Federal Arbitration Act. However, you may choose to bring a claim in small claims court if it meets the requirements.

Governing Law: These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any legal actions must be filed in the state or federal courts located in California.

What Are Button Finance Text Messages? Button Finance texting provides an easy way to receive alerts about your loan, payment information, and promotional offers. Message frequency may vary.

Cost: Button Finance does not charge for sending or receiving text messages, but standard message and data rates may apply.

Opting Out: To stop receiving text messages, reply “STOP. Your request will be processed promptly.

Re-subscribing: You can start receiving messages again by replying “START”

Help: For assistance, reply “HELP”

Privacy: By opting in, you agree to our Privacy Policy, available at https://www.buttonfinance.com/privacy-policy

Additional Disclosures: By signing up, you consent to receive communications from Button Finance, its affiliates, agents, and service providers, including automated texts or calls. This consent is not a condition of any purchase. Message and data rates may apply.

Disclaimers: Button Finance is not responsible for any defects in this service. We disclaim all warranties, express or implied, including the implied warranty of merchantability and fitness for a particular purpose.

Complaints or Questions or Comments: Contact – Button Finance

Changes to this Notice

We may change or update this Notice from time to time. When we do, we will post the revised Notice on this page with a new Updated date. Your continued use of the Website after the revised Notice has become effective indicates that you have read, understood and agreed to the current version of the Notice.